Arizona

Hot Tubs

Build the Great American Backyard

Financing

Hot Tub Financing

Your Backyard Oasis
Shouldn’t Have to Wait

Life in Arizona is about enjoyment: warm evenings, open skies, and retreating to your own backyard after a long day. At Arizona Hot Tub Company, we believe relaxation should not require years of saving. That is why we offer simple, flexible financing through trusted partners, so you can get approved quickly, choose a payment plan that fits your life, and have your hot tub delivered within the week.

Quick Financing Quiz

Take our quick quiz and see which financing option may work best for you. It only takes a minute, with no commitment and no credit impact.

Take the Quiz

How It Works

From Application to
First Soak in 4 Steps

The path to your backyard retreat is simple, fast, and fully supported by our team.

Explore Your Options

We offer financing through multiple trusted partners, so you have real flexibility. Our team is happy to share details on each option in-store or over the phone so you can choose the option that best fits your situation.

01

Complete Your Application

Apply online or in any of our showrooms in under 5 minutes. The application process is fully digital, so there is no fax or paperwork. Start from home on your phone or let one of our team members guide you through it in-store.

02

Get Your Decision

Most applicants receive a decision quickly after submitting. If approved, you will see your approved amount and available payment plans clearly laid out, so you can move forward with confidence and without any pressure.

03

Relax. We Handle the Rest.

Once approved, choose your hot tub. We will handle delivery, setup, and full installation. Your first payment is not due until 30 days af

04

Please note: Application type, credit requirements, and approval timelines vary between our financing partners. Ask our team in store or by phone, and we will walk you through the details for each option.

Your Financing Options

Trusted Partners, One Easy Decision

AZ Hot Tub Co. offers financing through Wells Fargo and Momnt to give Arizona families real choice. Both are secure, reputable, and designed to make your hot tub purchase straightforward and affordable.

Wells Fargo Outdoor Solutions

Promotional financing options available with approved credit
AZ Hot Tub Co. is proud to offer financing through Wells Fargo. Available plan types and terms vary and are subject to credit approval. Visit us in store or call our team, and we will walk you through what is currently available and help you choose what fits your situation best.

Momnt Financing

Simple, fast, and affordable home improvement financing with a soft credit pull Pre-qualify through Momnt in minutes to see your personalized offers, or ask our team about financing options in-store.

  • Apply in minutes with a fully digital application
  • Decisions made instantly through Momnt’s platform
  • Soft credit pull. Shop offers without affecting your credit score.
  • No early payment penalty on any loans
  • No hidden fees. Easy to apply with user-friendly technology.
  • 3-month purchase window to spend on your approved loan

Frequently Asked Questions

What are the financing options at Arizona Hot Tub Company?

We offer financing through trusted partners, including Momnt and Wells Fargo. Customers can explore flexible financing options, including promotional plans and monthly payments. All financing is subject to approved credit. Our team is happy to walk you through the details to find the best fit.

We serve a wide range of credit profiles. For Momnt financing, applicants are evaluated on their overall financial picture, not just a single number. Checking your rate uses a soft credit pull with no impact to your credit score, so there is nothing to lose by finding out what you qualify for. For Wells Fargo, financing is subject to credit approval through the Wells Fargo Outdoor Solutions credit card. Reach out to our team in-store or by phone for current qualification details on both options.

Momnt’s platform provides decisions instantly after submission. In some cases, additional income verification may be needed, which can take up to one business day. Our in-store team can assist you with the application on the spot. Wells Fargo provides credit decisions through a secure online portal that is available 24 hours a day, seven days a week.

With Momnt, you can pre-qualify and shop financing offers without any impact to your credit score. This is a soft credit pull, meaning it does not affect your score at any point during the rate-check process. A hard inquiry only occurs if you formally accept a loan. The Wells Fargo Outdoor Solutions application is a credit card application and involves a standard credit inquiry. If you want to explore options with no credit impact first, starting with Momnt is a good approach.

The process is fully digital and takes about 5 minutes. You provide basic personal and income information, and the application is submitted securely to the financing provider. Most applicants receive a decision quickly. If approved, you will see your available plan options, select the one that works for you, and we will confirm the purchase from there. You can apply from your phone at home or complete the process in one of our showrooms with a team member by your side.

Ready to Apply?

Your Desert Retreat
Starts Right Here

Thousands of Arizona families have made their backyard dream a reality with our easy financing. Checking your rate takes less than 5 minutes and won’t affect your credit score.

Stop waiting for the perfect time. On an Arizona evening, the perfect time is right now.

Momnt-approved funds are exclusively reserved for your purchase at Arizona Hot Tub Company, secure and protected from application through delivery.